e-Trustee · Hong Kong plans, regional lifestyles
Licensed trustee access — Mastercard flexibility for your benefits
Hong Kong USD and HKD savings and protection plans are valued for international denomination and long-term design. e-Trustee is your digital route to appoint Target International Trustee Limited: a guided questionnaire, agreements drafted automatically from approved templates using your answers, identity verification before you sign, then one portal for your Sunrate Mastercard and balances when your programme stage allows. You gain structured trustee governance, documentation suited to audits, and card spend wherever Mastercard is welcomed — including everyday life in mainland China — aligned with your arrangement and card issuer terms.
USD / HKD Hong Kong plans
Onboarding matches internationally denominated Hong Kong contracts — the currency mix many cross-border families already prefer.
KYC before signatures
Finish identity verification first; e-signing opens only after checks succeed, mirroring institutional-grade onboarding.
Trustee + Mastercard pathway
Licensed trustee oversight pairs with Sunrate Mastercard tooling in your portal — spend where the network is accepted.
The journey
How e-Trustee works
A disciplined sequence — capture your details once, generate agreements, verify, sign, then reach your card and balances when eligible.
Questionnaire answers populate trustee templates; KYC gates signing; then e-sign completes the pack and opens your Mastercard portal experience — aligned with Hong Kong policy structures.
Apply & questionnaire
Share policy and beneficiary details in one structured flow — the basis for personalised trustee agreements.
Documents prepared
Agreements are produced from approved templates and merged with your questionnaire responses automatically.
Verify identity (KYC)
Complete verification before signatures unlock — the same safeguard institutions expect before execution.
Sign electronically
Review and e-sign your agreement pack in a single guided session once KYC clears.
Portal & Mastercard
Track progress and, when active, manage your Sunrate Mastercard — spend wherever Mastercard is welcomed, including daily use in mainland China, subject to your arrangement.
Fees
Transparent- USD 100
One-time setup
Charged once at application
- 0.5%
Surrender value (when applicable)
On policy surrender events
- USD 100
Annual trustee fee
Billed yearly while active
Final fees and terms are set out in your formal agreements. This overview is for illustration only and is not legal or tax advice. Policy ownership changes and surrender are subject to trustee processes and regulatory requirements.
Provide accurate questionnaire answers and complete identity verification before agreements can be signed. Generated documents combine approved template language with your responses — review carefully and rely on professional advice where appropriate.